ENVIRONMENTAL  LIFE  ACADEMY                                   
Energy Rebates & Financing

House Bill No1  
Act 1


House Bill 1202 
Act 78


Senate Bill 22     
Act 2


House Bill 2200
Act 129


Terms & Definitions

Tax Credit-
Claimed the on federal income tax form at the end of the year to either increase your tax refund or decrease the amount of tax you  have to pay. Dollar for Dollar tax credits can be more valuable than a similar tax deduction.

Federal Tax Credits:

Tax Credits are for home improvements

that follow guidelines:

Placed in Service- When property is ready for use

Most Tax Credits are for
Primary Residence

some
EXCEPTIONS
 apply


Check All Details

Department of Energy Consumers Financial Guide

Keystone HELP Home
Energy Loan Program




Note:This site is not an issuing agency governing standards
and is Not responsible for accuracy.

Always Check energy offices, utilities who are offering tax & rebate services and request guidelines.









Tax and Rebate
Eligible Product
  Requirements

Not responsible for accuracy
This site is not an issuing agency governing standards

Placed in Service
between
1/1/09 -12/31/10


Exterior Windows-
UFactor=.3 and
SHGC of .3

Not All Energy Star Windows Qualify-
Must IECC Requirements
Does not include Skylights


Central Air
SEER=16+
EER =13+
www.seer.org
www.eer.org

Heat Pumps
SEER= 15+
EER=12.5+
HSPF=8.5+

www.seer.org
www.eer.org

Furnace & Boilers
Gas, or Propane
AFUE =95%
Oil
AFUE =90%

Water Heaters
Elec Heat pump Water Heaters EF=2.0

Natural Gas, Oil &
propane
EF .82
Thermal Efficiency Rating 90%+



CEE.org- HVAC Installation Spec Guide (ACCA)


Check links for guides to energy offices, utilities that may offer assessment services and guides.
Government Funded Energy Programs

Keystone HELP Home Energy Loan Program
Pennsylvania Department of Environmental Protection Agency, PA Treasury Department and PA Housing Finance Agency offer energy improvement loan programs that depend on meeting qualifications improvement type, energy profile, energy savings, energy auditing and by meeting recommended standards from Energy Star.

Pennsylvania Department of energy
This page has a guide to Pennsylvania's Energy and Green Technologies Funded programs and lists rebates and programs for energy improvements and solar projects for homes and businesses.

Energy Star Rebates
This link will connect you to the Energy Star page for rebate information on all kinds of products. Companies that  partner with energy Star also offer special incentives to encourage customer sales and you can enter your zip code to find partners in your area.

PUC Launches Website
This website provides a portal for the application and registration of Alternative Energy AEPS Program that assists in the management of Alternative Energy Credits (AEC) produced by small customer-owned generators and energy efficiency measures. This site will also facilitate the trade of AECs from customer owned generators and energy efficiency measures.

PUC Consumer Education Website
To help consumers learn more about how to prepare for higher energy costs. This site provides fact sheets, heating safety tips, conservation tips and Energy Assistance Information.

Solar Financial Incentives

PA Sunshine Program

Pennsylvania's Solar Program

PA Rural Energy Grants
Rural Development Support for Solar, Wind, Waste and Recycling Improvements.

Federal Loan Program

Clean Renewable Energy Bonds (CREBs)

Energy-Efficient Mortgages
Qualified Energy Conservation Bonds (QECBs)

Federal Loan Programs (For  Projects over 25 million)
U.S. Department of Energy - Loan Guarantee Program

USDA - Rural Energy for America Program (REAP) Loan Guarantees

Personal Exemption

Residential Energy Conservation Subsidy Exclusion (Personal)

Federal Personal Tax Credit

Residential Renewable Energy Tax Credit

Corporate Cost Recovery System
Modified Accelerated Cost-Recovery System (MACRS)
Solar Water Heat, Space heat, Thermal Electric, PVs, Wind, Transportation, Wind, Biomass, Geothermal, Fuel Cells, Municipal Solid Waste, Hybrid Lighting and Microturbines.

Corporate Exemption

Residential Energy Conservation Subsidy Exclusion (Corporate)

Corporate Tax Credits
Business Energy Investment Tax Credit (ITC)

Federal Grant Program
U.S. Department of Treasury - Renewable Energy Grants

Federal Grants for schools, commercial, local government & more
USDA - Rural Energy for America Program (REAP) Grants

Pennsylvania Home Energy Low Interest Loan & Rebate  Program and RESNET Energy Audit Qualifications

RESNET NATIONAL STANDARD:

HOME ENERGY AUDITS


The provisions of this Standard are intended to define a framework for a home energy audit process as it qualifies homeowners for Keystone HELP Program and Energy Star Rebate Programs.  This partnership of organizations provides a network for  qualifying, tracking and verifying Energy Performance Improvements, Energy Use Reduction, High Quality Building Standards and a network of Home Energy Contractors across Pa. 

Standards to improve the energy performance of existing homes through uniform, comprehensive home energy audits for existing residential buildings is done by RESNET certified energy raters many of whom were certified by funded certification programs of PA Home Energy .

These Standards are intended to assist and result in investments by building owners and produce the following outcomes:

• Increase the energy efficiency of homes

• Increase healthiness and comfort of homes

• Increase the durability of homes

• Ensure that energy improvement and recom- mendations are portrayed with reasonable and consistent projections of energy savings;

• Reduce the risk that energy improvement recommendations will contribute to health,
safety, or building durability problems; and

• Reduce waste and pollution, protecting the environment. 701.2. National Standard for Home Energy Assessment Levels There are two categories of assessment defined in this standard:

1. Home Energy Survey
  a. On-Line Home Energy Survey
  b. In-Home Home Energy Survey
  c. Diagnostic Home Energy Survey

2. Comprehensive Home Energy Audit  701.3 Relationship to Other Standards This Chapter is a companion Chapter to the “National Accreditation Procedures for Home Energy Rating Systems”

3. PA Home Energy - PA Home Energy is focused on helping Pennsylvania consumers reduce their home energy use and conducts RESNET training and certification courses. The program integrates the general principles of whole house performance with green home design. At the heart of PA Home Energy is ENERGY STAR – a joint program of the U.S. Department of Environmental Protection Agency (EPA),  U.S. Department of Energy (DOE) and the Keystone HELP Program.

PA Home Energy uses ENERGY STAR programs for both new home construction and improving existing homes with Keystone HELP Program.

“National Rater Training and Certifying Standard”
and “National Energy Rating Technical Standards”  as promulgated and maintained by the Residential Energy Services Network(RESNET) and recognized by the mortgage industry and programs promoting the improved energy
performance of buildings.

Relationship to State Law This Standard specifically recognizes that some state laws
or regulations have additional requirements. To the extent that such state laws or regulations differ from these Standards, state law or regulation shall govern.

Application of Standards
This Standard applies to existing site-constructed or manufactured, single- and multi-family
residential buildings three stories or less in height, with the exception of hotels and motels.

 DEFINITIONS AND ACRONYMS
BPI - Building Performance Institute
Certified Building Analyst (BA) - An individual who successfully passes the BPI written and
field examination requirements for certification in order to evaluate the performance of a
home, taking into account systems, physical conditions and other energy and non-energy
characteristics of the home.

Certified Contractor - A contractor accredited by the Building Performance Institute (BPI) or
an equivalent certification organization recognized by the Home Performance with ENERGY STAR Program to complete specific home performance improvement work.

Certified Home Energy Rater - An individual who is certified by an accredited home energy
Rating Provider to inspect and test a home in order to evaluate the minimum rated features
established by RESNET and prepare a home energy rating according to Chapters One and
Three of the RESNET Mortgage Industry National Home Energy Rating Standards.

Comprehensive Home Energy Audit - A level of the RESNET Home Energy Audit process
defined by this standard to include the evaluation, diagnosis and proposed treatment of an
existing home. The Comprehensive Home Energy Audit may be based on a Home Performance Assessment (“Comprehensive Home Performance Energy Audit”) or Home

Energy Rating (“Comprehensive HERS Audit”), in accordance with the criteria established
by this Standard. A homeowner may elect to go through this process with or without a prior
Home Energy Survey or Diagnostic Home Energy Survey.

Auditor - An individual who is certified by a

RESNET accredited Comprehensive Home
Energy Audit Provider to conduct comprehensive home energy audits.

Data Collection - The gathering of information on building energy features, energy use
history and other relevant building and building operation information.

Diagnostic Home Energy Survey - A level of the RESNET Home Energy Survey in accordance with this standard, consisting of an In-Home Home Energy Survey and additional diagnostic testing.

Diagnostic Testing - The use of building performance-testing equipment (e.g. blower door,
duct blaster, flow hood, infrared camera, CO monitor, etc.) to measure, assess and document
specific performance characteristics of the building system.

Energy Efficiency Rating or Energy Rating - See Home Energy Rating

Energy Saving Measure or Feature - Any material, component, device, system, construction
method, process or combination thereof that will result in a reduction of energy use.

Evaluation - An analysis of the data collected from any survey or audit, on-site data
collection and performance testing, available energy usage records to determine energy use
and potential savings from improvements.

HERS - Home Energy Rating System

HERS Index - A numerical integer value produced by a Home Energy Rating that represents
the relative energy use of a Rated Home as compared to the energy use of the HERS

Reference Home, and where an Index value of 100 represents the energy use of the HERS
Reference Home and an Index value of 0 (zero) represents a home that uses zero net
purchased energy.

HERS Provider - An organization accredited by

RESNET in accordance with section 102 of
the Mortgage Industry National Home Energy Rating Systems Standards to develop, manage,
and operate a home energy rating system.

Home - A building with one or more dwelling units that has three or fewer stories above
grade, or a single dwelling unit within a building of three or fewer stories above grade.

Home Energy Assessment - Defined by this standard as one of two levels of energy
assessment of a home, including Home Energy Survey and Comprehensive Home Energy Audit.

Home Energy Rating - An unbiased indication of a home’s relative energy performance
based on consistent inspection procedures, operating assumptions, climate data and
calculation methods in accordance with the “National Energy Rating Technical Standards”

Home Energy Rating System or HERS® - The materials and procedures needed to operate a
home energy rating program including, but not limited to: marketing materials, training
materials, publications, rating software, quality control system, data collection and
maintenance systems, agreements, data collection sheets, home owner reports, and other
related materials and services.

Home Performance Assessment - A detailed evaluation of the condition of a home as a
building system, including evaluation of all materials, components, features, systems and
subsystems that affect energy use of the home.

Home Performance with Energy Star (HPwES) - A national program developed by the Environmental Protection Agency (EPA) and the Department of Energy (DOE), that offers a comprehensive, whole-house approach to improving energy efficiency and comfort of homes, while maintaining or improving safety.

Keystone HELP Program -With the Keystone HELP® Energy Efficiency Program, most Pennsylvania homeowners who meet the program's eligibility guidelines can get a low cost loan for ENERGY STAR® rated and high efficiency heating, air conditioning, air sealing, insulation, windows, doors, geothermal and “whole house” improvements using Home Performance with ENERGY STAR®. These lower rates can save consumer thousands of dollars over the life of the loan, further enhancing the energy saving from the improvements being made and minimizing out of pocket costs.
  • Keystone HELP® loans are fast and simple. Most loan applications are approved within hours, with your Approved Keystone HELP Contractor paid immediately upon satisfactory completion of the job.
  • Keystone HELP® loans offers:- Special, low interest rates locked in for the life of loan
  • Longer terms and lower rates than typically available
  • No penalty for pre-payment
  • Eligible improvements must be installed by a Keystone HELP® Approved Contractor. There are currently over 1,600 Approved Keystone HELP Contractors in Pennsylvania.
  • Qualifying homeowners can get the lowest cost financing and a $325 cash energy audit credit for energy-saving "whole house" improvements performed by a Keystone HELP® Trained or Certified Contractor implementing the recommendations of a Certified Auditor who has conducted a comprehensive energy audit of your home.

Home Energy Survey Provider - An organization accredited by RESNET in accordance with
Section 703 of the Mortgage Industry National Home Energy Rating Systems Standards to
certify individuals to perform Home Energy Surveys in accordance with this standard, and to
maintain quality assurance of the Home Energy Survey process.

Home Energy Survey Professional - An individual certified by an accredited Home Energy Survey Provider to conduct Home Energy Surveys.

In-Home Home Energy Survey - A level of the RESNET Home Energy Assessment process
defined by this standard intended to assess both the general energy performance of the home
and the level of the commitment to action on the part of the homeowner. The intent of the energy survey is to refer homeowners to the next level if it is determined that the home needs further analysis, and the homeowner is motivated to invest in improvements.

The On-Line or In-Home Home Energy Survey is not required if the homeowner wishes to directly pursue a Diagnostic Home Energy Survey or Comprehensive Home Energy Audit.

On-Line Home Energy Survey - A basic energy review of a home using an internet-based
tool or software.

Performance Testing - Testing conducted to evaluate the performance of a system or
component using specified performance metrics.

Rating Software - A computerized procedure that is accredited by RESNET for the purpose of conducting home energy ratings and calculating the annual energy consumption, annual energy costs and a HERS Index for a home.

RESNET - Residential Energy Services Network

 


NORTHEAST ENERGY ORGANIZATIONS


Northeast Energy Efficiency Partnership (NEEP)

Northeast Sustainable Energy Association (NESEA)


American Recovery and Reinvestment Act of 2009

Stimulus tax credits 
  • The tax credits that were previously effective for 2009, have been extended to 2010 as well.
  • The tax credit has been raised from 10% to 30%.
  • The tax credits that were for a specific dollar amount (ex $300 for a CAC), have been converted to 30% of the cost.
  • The maximum credit has been raised from $500 to $1500 for the two years (2009–2010). However, some improvements such as geothermal heat pumps, solar water heaters, and solar panels are not subject to the $1,500 maximum.
  • The $200 cap on windows has been removed.
  • 30% Exterior Windows up to $1,500 (Ufactor<=.30)
  • Window Standard Ufactor to be changed 1/1/10
  • Improvement"placed in service" b/t 1/1/09  12/31/10
Solar & Wind Energy Systems     
  • 30% Solar Energy Systems (SRCC only)
  • 30% Residential Small Wind
  • Improvement "placed in service" by 12/31/16
  • Must be for Taxpayers principal residence
Alternative Motor Vehicles              
  • Credits determined by type & fuel economy
  • Credits on GM, Ford & Nissan
For complete details and limitations click here.


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